REQUEST MANAGEMENT

- reply in 24 hours maximum
- up to the 100%  of the purchase
- insurances of life, invalidity and sick leave
- total lost insurance of the financed good
- substitution vehicle
- personalized advisement

REQUEST ACCEPTING CRITERIA

- Are the following :

Privates

• the income and persons at charge
• the professional situation, the indebtedness rate
• the seniority at work and the savings capacity
• the family situation

Companies

• its structure and its evolution
• its production and rent before and after the project to be financed
• its perennial capacity
• its importance and of their partners and directives

REQUEST FORMALISATION

- credit contract signed by the loan holder, the second party (valuer, if necessary)
- payment plan with the quotas and due dates also signed by the above mentioned participants
- insurance contract of : life, permanent or time limited invalidity, sick leave (compulsory to the loan holder)
- tittle reservation